Main Article Content
Microcredit offered by Self-Help Groups plays a very important role in the upliftment of women. The paper aimed to understand the demographic profile of the Self -help group borrowers and at the same time examine the impact of microcredit offered by SHGs on their monthly income in the Balasore district of Odisha for which ordinal logistic regression was applied. This econometric model helps to find out the factors that contribute to the probability of being in a higher income group. The result thus demonstrates that the amount of loan, year of experience, family size, and age affects the monthly income.