A Review of Comparative Analysis of the Services Provided by Gramin Banks in Rajasthan

Abstract

Financial institutions are crucial to any country's economic growth and prosperity since they generate the bulk of a country's GDP. It's no exaggeration to say that India's rural banking system plays a significant role in the country's overall economy. It has a significant impact on the expansion and progress of the economy. Since commercial banks are more concerned with accepting deposits than extending loans, their presence in rural regions was very small. Two regional rural banks, the “Baroda Rajasthan Kshetriya Gramin Bank and the Rajasthan Marudhara Gramin Bank”, are the subject of this investigation. The purpose of this article is to do just that—compare and contrast the two Regional Rural Banks in Rajasthan in terms of their financial health and performance. The research used secondary data gathered from the Annual Reports of “Baroda Rajasthan Keshiya Gramin Bank and Rajasthan Marudhara Gramin Bank” for the years 2014-2015 through 2018-2019. In statistical analysis, the mean and the standard deviation are two important quantities. Divergence and variance analyses were performed on metrics such branch CD ratio and net profit ratio.