DR. AJAY PRATAP YADAV, R. K. Y. Adoption of Mobile Phone Based Mutual Fund Investment Applications Among Retail Investors: Empirical Evidence from UTAUT Model. European Economic Letters (EEL), [S. l.], v. 13, n. 5, p. 1900–1907, 2023. DOI: 10.52783/eel.v13i5.1059. Disponível em: https://www.eelet.org.uk/index.php/journal/article/view/1059. Acesso em: 10 oct. 2025.