KARTIKEY KOTI. Digital Banking Evolution in India: Bridging Convenience, Security, And Financial Inclusion. European Economic Letters (EEL), [S. l.], v. 15, n. 1, p. 887–898, 2025. Disponível em: https://www.eelet.org.uk/index.php/journal/article/view/2465. Acesso em: 3 jan. 2026.