K. K. KRISHNA KUMAR, M.S.RAMARATNAM, CB RAGOTHAMAN. CREDIT CARD USAGE BEHAVIOR AND ITS IMPACT ON PERSONAL FINANCIAL PLANNING IN CHENNAI. European Economic Letters (EEL), [S. l.], v. 15, n. 1, p. 4223–4229, 2025. DOI: 10.52783/eel.v15i1.2960. Disponível em: https://www.eelet.org.uk/index.php/journal/article/view/2960. Acesso em: 18 nov. 2025.