PREKSHA MAHADEOKAR, DR. M. MADHURI DEVI; DR. SYED SALEEM AQUIL. Bridging the Financial Divide: PMJDY’s Path to Universal Banking Access. European Economic Letters (EEL), [S. l.], v. 14, n. 3, p. 3152–3158, 2025. DOI: 10.52783/eel.v14i3.3834. Disponível em: https://www.eelet.org.uk/index.php/journal/article/view/3834. Acesso em: 9 dec. 2025.