JAISMEEN KANWAL, JAGPREET SINGH. Impact Of Digital Payment Systems On Consumer Spending Habits. European Economic Letters (EEL), [S. l.], v. 15, n. 2s, p. 54–69, 2025. DOI: 10.52783/eel.v15i2s.3839. Disponível em: https://www.eelet.org.uk/index.php/journal/article/view/3839. Acesso em: 6 dec. 2025.