CHAITANYA A. SAKHARE, NIDHI N. SOMANI, BHAVINI L. PATEL, SWAPNIL N. KHORGADE, SRUSHTEE PARCHAKE. What drives FinTech Adoption? A study on Perception, Adoption, and Constraints of FinTech Services. European Economic Letters (EEL), [S. l.], v. 13, n. 3, p. 1216–1230, 2023. Disponível em: https://www.eelet.org.uk/index.php/journal/article/view/418. Acesso em: 7 oct. 2025.