Mohsin Kamal, Imran Moazzam, Jahangir Chauhan. 2026. “Efficiency Dynamics of Indian Public Sector Banks Post-Liberalisation: A DEA and Tobit Analysis (1991-2024)”. European Economic Letters (EEL) 16 (1):777-92. https://doi.org/10.52783/eel.v16i1.4195.