Dr. Kripalsinh R Rathod, Dr. siddharajsinh A Gohil and Dr. Bhautik k Nagariya (2025) “A Study On Savings Practices And Financial Literacy In Youngsters Of Bhavnagar District”, European Economic Letters (EEL), 15(3), pp. 3299–3309. Available at: https://www.eelet.org.uk/index.php/journal/article/view/3772 (Accessed: 16 November 2025).