Shinu, Munavver Azeem Mullappallykayamkulath. “Exploring Socio-Economic Determinants of Financial Literacy and the Role of Financial Literacy in Enhancing Financial Inclusion for Migrant Workers in Kerala”. European Economic Letters (EEL), vol. 14, no. 2, July 2024, pp. 3000-9, https://www.eelet.org.uk/index.php/journal/article/view/1661.