H. Kanaka Durga, PSL Padmaja. “A Study on Personal Finance Among Gen-Z Special Reference to Undergradute Students of Maris Stella College, Vijayawada”. European Economic Letters (EEL), vol. 13, no. 3, June 2023, pp. 880-6, https://www.eelet.org.uk/index.php/journal/article/view/380.